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Standard Auto Insurance
Comprehensive coverage options for your everyday driving needs with competitive rates.
Find Auto CoverageSR-22 Insurance
Specialized coverage for high-risk drivers with easy filing and affordable options.
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Liability coverage for drivers who don't own a vehicle but still need insurance.
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What Our Customers Say
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"I saved $427 a year by switching to a policy I found through QuoteMoto. The process was incredibly fast and easy!"
Michael T.
San Diego, CA
Saved $427/year
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Los Angeles, CA
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"After my accident, I needed SR-22 insurance. QuoteMoto made the process painless and found me rates I could actually afford."
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Sacramento, CA
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San Francisco, CA
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Insurance Knowledge Center
Helpful resources to help you understand auto insurance and make informed decisions.
What Affects Your Insurance Rates?
Learn about the factors that can impact your auto insurance premiums, from driving history to credit score.
Explore Insurance Rate Factors
Understanding SR-22 Requirements
Everything you need to know about SR-22 insurance: what it is, who needs it, and how to get it at the best rate.
Learn About SR-22 Requirements
Non-Owner Insurance Explained
Don't own a car but still need insurance? Learn how non-owner policies work and if they're right for you.
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California Auto Insurance Coverage Options
Minimum Insurance Requirements in California
California state law requires all drivers to carry at least the following minimum coverage:
- $30,000 for injury/death to one person
- $60,000 for injury/death to more than one person
- $15,000 for damage to property
These minimums, often called "30/60/15", are the basic liability insurance requirements. However, most California drivers choose higher coverage limits for better protection.
Learn more about California requirements →Optional Coverage Types
Beyond the basic liability insurance, California drivers can add these valuable protections:
- Comprehensive: Covers damage from theft, vandalism, natural disasters, and more
- Collision: Pays for repairs to your vehicle after an accident regardless of fault
- Uninsured/Underinsured Motorist: Protects you if you're hit by a driver with insufficient coverage
- Medical Payments: Covers medical expenses regardless of who caused the accident
Why California Drivers Choose QuoteMoto
Specialized California Coverage
Our insurance specialists understand California's unique driving conditions, from congested Los Angeles highways to winding San Francisco streets. We tailor coverage for California's specific needs and regulations.
Save Time and Money
California drivers save an average of $427 annually by comparing quotes through our platform. Our streamlined process delivers multiple personalized quotes in under 5 minutes.
30+ Top-Rated Providers
We partner with California's most respected insurance carriers to give you the widest selection of options. Compare quotes side-by-side to find the perfect balance of coverage and affordability.