California Car Insurance That Saves You Money
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Why Choose Us?
We offer the best insurance options with the best service
Full Coverage Options
From liability to comprehensive, find the perfect coverage for your needs and budget
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California Insurance Experts
Local knowledge of California insurance requirements and regulations
California Minimum Requirements
California law requires all drivers to carry minimum liability insurance.
Updated 2025: California's New Minimum Coverage
The Protect California Drivers Act (SB 1107) increased minimum liability limits from 15/30/5 to 30/60/15, effective January 1, 2025.
Bodily Injury Liability
$30,000 per person / $60,000 per accident
Property Damage Liability
$15,000 per accident
Recommended Coverage
For better protection, we recommend these higher limits:
Bodily Injury Liability
$100,000 per person / $300,000 per accident
Property Damage Liability
$50,000 per accident
Uninsured/Underinsured Motorist
$100,000 per person / $300,000 per accident
Comprehensive & Collision
$500-$1000 deductible
Coverage Types
Understanding the different types of coverage available helps you build the right protection plan.
Liability Only
Meet California's minimum requirements
- •Bodily Injury Coverage
- •Property Damage Coverage
Full Coverage
Complete protection for you and your vehicle
- •Everything in Liability
- •Collision & Comprehensive
Additional Options
Customize your policy with extra protection
- •Roadside Assistance
- •Rental Car Coverage
- •Gap Insurance
- •Medical Payments
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