Compare SR-22 Insurance Rates in California
Get side-by-side comparisons from top SR-22 insurers in California. Find the coverage you need at the best possible price.
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Compare SR-22 Insurance Rates in California
Access SR-22 insurance quotes in California with rates starting from $12/month for non-owner policies and $23/month for high-risk drivers. Our quote comparison service helps you find insurance providers that offer SR-22 filings for various situations including DUIs, license suspensions, and multiple violations.
| Company | Sample Rate | Same Day Filing | DUI Coverage | Multiple Violations | Non-Owner Policy | Mobile App | Best For | |
|---|---|---|---|---|---|---|---|---|
Progressive | $45/mo | High-Risk Drivers | Get Your Quote | |||||
State Farm | $52/mo | Customer Service | Get Your Quote | |||||
GEICO | $48/mo | Affordable Rates | Get Your Quote | |||||
Mercury | $35/mo | Budget Option | Get Your Quote | |||||
Infinity | $43/mo | Personalized Service | Get Your Quote |
* Rates shown are sample starting rates that may vary based on factors including your driving history, location, and chosen coverage limits. QuoteMoto is not an insurance provider or broker. Users comparing quotes through QuoteMoto reported an average of 45% in potential savings compared to their previous providers based on a survey conducted January-March 2025.
Compare SR-22 Insurance Rates NowCalifornia SR-22 Requirements
Understanding what's legally required for California drivers
Minimum Liability Requirements
Bodily Injury Per Person
$30,000
Bodily Injury Per Accident
$60,000
Property Damage
$15,000
California law requires all drivers, including those with an SR-22, to maintain at least these minimum coverage limits. We recommend considering higher coverage limits when possible to better protect your assets.
SR-22 Filing Requirements
- 1
Continuous Coverage
Must maintain continuous coverage for the full 3-year period without any lapses
- 2
Electronic Filing
California typically requires electronic filing of the SR-22 with the DMV by an insurance provider
- 3
Proof of Insurance
Must carry proof of insurance at all times when driving
- 4
Insurance Company Reporting
Insurance companies typically notify the DMV if coverage lapses or is canceled
Compare Competitive SR-22 Insurance Rates
QuoteMoto helps you compare SR-22 insurance rates in California. See sample rates for different violation types—with non-owner policies available from as low as $12/month.
DUI/DWI
$23 - $45/mo
SR-22 required for 3-5 years following a DUI conviction. Quotes available through our platform are typically lower than many standard options.
Driving Without Insurance
$18 - $30/mo
Required for 3 years. Our quote comparison tool helps you find competitive rates from providers specializing in SR-22 coverage.
License Suspension
$20 - $35/mo
Required to reinstate a suspended license. We help you compare quotes from carriers offering SR-22 filing services.
Multiple Traffic Violations
$25 - $40/mo
Multiple moving violations may require SR-22 for 3 years. Our platform connects you with carriers specializing in high-risk insurance.
How We Help You Find Affordable SR-22 Rates in California
- Access to multiple carriers specializing in SR-22 insurance
- Exclusive online quote comparison technology
- Information on multiple coverage options and insurers
- Non-owner SR-22 policy quotes starting from $12/month
- Advanced rate comparison technology
- Information on carriers offering low down payment options
SR-22 Insurance Options in California
Different situations require different SR-22 solutions. Compare options for your specific needs.
SR-22 After a DUI in California
After a DUI conviction in California, you'll need to file an SR-22 for at least 3 years. This is the most common reason for requiring an SR-22, and unfortunately also leads to the highest premium increases.
Requirements:
- Mandatory SR-22 filing for 3+ years
- Higher liability limits may be required
- Completion of DUI program may be required
Best Providers:
- Progressive - Known for accepting high-risk drivers
- Mercury - Often offers the lowest rates
- GEICO - Good balance of coverage and price
Important: DUI convictions can increase your insurance rates by 80-100% or more in California. Shop around and compare multiple quotes to find the best rates available to you.
California SR-22 Insurance FAQs
Get answers to the most commonly asked questions about SR-22 insurance in California.
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