Find SR-22 Insurance Quotes in California

Compare SR-22 insurance quotes that satisfy California DMV requirements. Get rates for DUI, high-risk drivers, and more.

California SR-22 Filing Information

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Why You May Need SR-22 Insurance

California requires SR-22 insurance for various violations. We help drivers get back on the road legally.

DUI/DWI Conviction

Required after alcohol or drug-related driving offenses

Driving Without Insurance

Caught driving without proper liability coverage

Multiple Violations

Excessive points or repeated traffic violations

License Suspension

Reinstating driving privileges after suspension

Why Choose Us?

We offer the best insurance options with the best service

Fast SR-22 Filing

Get your SR-22 certificate filed with the California DMV quickly, often same-day

Affordable Rates

Compare quotes from multiple insurers specializing in SR-22 coverage

Multiple Coverage Options

Find SR-22 with your auto policy or as a non-owner certificate

Expert Support

Our specialists understand California SR-22 requirements and can guide you

What is SR-22 Insurance?

Understanding California's Financial Responsibility Certificate

SR-22 Explained

An SR-22 is not insurance itself, but a certificate filed by your insurance company with the California DMV to prove you have the required liability coverage.

It's a financial responsibility filing required by the DMV
Your insurance company files it electronically
You need to maintain it for typically 3 years

Important Note:

If your SR-22 insurance lapses or is cancelled, your insurer must notify the DMV, which may result in license suspension.

California SR-22 Requirements

Understanding the minimum coverage and filing requirements

California's 2025 Insurance Law Update

The Protect California Drivers Act (SB 1107) has increased minimum liability coverage to better protect California drivers. Here's what changed:

Previous Minimum

15/30/5

→

New 2025 Minimum

30/60/15

Effective January 1, 2025 • Better protection for all California drivers

Minimum Liability Requirements

Bodily Injury Per Person

$30,000

Bodily Injury Per Accident

$60,000

Property Damage

$15,000

California requires these minimum liability limits for SR-22 insurance. Higher limits are recommended for better protection.

SR-22 Filing Requirements

1
Continuous Coverage
You must maintain continuous SR-22 coverage for the entire required period without any lapses
2
Electronic Filing
Your insurance company files the SR-22 certificate electronically with the California DMV
3
Proof of Coverage
You'll receive a copy of your SR-22 certificate for your records
4
Automatic Reporting
Any changes or cancellations are automatically reported to the DMV by your insurer

SR-22 Insurance Costs in California

Average Monthly Cost

$75-$200

SR-22 Filing Fee

$25-$50

Required Duration

3 Years

Potential Savings

Up to 30%

SR-22 Insurance Options

Choose the coverage type that fits your situation

Standard SR-22

Non-Owner SR-22

High-Risk SR-22

Standard SR-22

Standard SR-22 Insurance

For drivers who own a vehicle and need SR-22 certification

Featured Benefits:

Meets California minimum requirements
Can add comprehensive & collision
Multiple payment options available

Starting at

$19/mo

Actual rates depend on driving history

Get Standard SR-22 Quote

Non-Owner SR-22

Non-Owner SR-22 Insurance

Perfect for drivers who need SR-22 but don't own a vehicle. Provides liability coverage when driving borrowed or rented cars.

Featured Benefits:

Lower cost than standard SR-22
No vehicle required
Coverage for any car you drive

Starting at

$15/mo

Per month. Rates vary by driver.

Get Non-Owner SR-22 Quote

High-Risk SR-22

Specialized coverage for multiple violations or serious offenses

Featured Benefits:

Coverage when others say no
Experienced high-risk specialists
Flexible payment arrangements

Starting at

$28/mo

Rates vary based on violations

Get High-Risk SR-22 Quote

Getting SR-22 Insurance is Simple

We guide you through the entire process from quote to filing

Get Your Quote

Enter your information and get instant SR-22 insurance quotes

Choose Coverage

Select the policy that meets California requirements and your budget

Complete Purchase

Finalize your policy online or with an agent's help

SR-22 Filed

Your insurer files the SR-22 certificate with the DMV immediately

Real Customers, Real Savings

See how California drivers saved on their SR-22 insurance

Michael R.

Los Angeles, CA

After my DUI, I thought insurance would be unaffordable. QuoteMoto found me coverage $150/month less than I expected!

Saved $150/month

Jennifer L.

San Diego, CA

The process was so easy! I had my SR-22 filed with the DMV the same day. Great service and competitive rates.

Same-day filing

David T.

Sacramento, CA

Multiple violations made finding insurance difficult. QuoteMoto connected me with an insurer who understood my situation.

Found coverage when others said no

Get Your SR-22 Quote

We Compare Quotes From 30+ Top Insurers

As an independent comparison service, we help you find the best rates from California's leading carriers

Dairyland Insurance

Foremost Insurance Group

Progressive

National General

Infinity

QuoteMoto is an independent insurance comparison service, not an insurance company. We help you compare quotes from multiple carriers but do not sell insurance directly. All insurance products are offered through the respective insurance companies.

Ready to Get Your SR-22 Certificate?

Compare quotes from California's top SR-22 insurance providers and get back on the road legally.

Fast electronic filing with California DMV
Multiple payment options available
SR-22 with vehicle or non-owner policies
Expert help throughout the process

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Frequently Asked Questions

How quickly can I get SR-22 insurance in California?

Most insurance companies can file your SR-22 certificate with the California DMV the same day you purchase your policy. Electronic filing typically takes just a few hours.

How much does SR-22 insurance cost?

SR-22 insurance costs vary based on your driving record and the reason you need it. The filing fee is typically $25-50, and your insurance premiums may increase by 20-90% depending on your situation.

What happens if I let my SR-22 insurance lapse?

If your SR-22 insurance lapses, your insurance company is required to notify the California DMV immediately. This typically results in license suspension until you reinstate your SR-22 coverage.

Can I get SR-22 insurance without a car?

Yes, you can get a non-owner SR-22 policy if you don't own a vehicle. This provides liability coverage when driving borrowed or rented vehicles.

How long do I need to maintain SR-22 insurance?

In California, you typically need to maintain SR-22 insurance for 3 years. The exact duration depends on your specific violation and court requirements.

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Find SR-22 Insurance Quotes in California