Save on Car Insurance in San Francisco, CA
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San Francisco Car Insurance Statistics
Understanding local insurance trends helps you make informed decisions about your coverage.
Average Premium
$1,840/year
Based on recent San Francisco data
Potential Savings
Up to 40%
When comparing multiple carriers
Quote Time
5 Minutes
To compare multiple rates
San Francisco Car Insurance Requirements
Understanding local requirements helps ensure you have the right coverage.
Liability Coverage
California requires minimum liability limits of $30,000/$60,000/$15,000
Vehicle Registration
All vehicles must be registered with valid insurance in San Francisco
Proof of Insurance
Carry proof of insurance at all times while driving in San Francisco
2025 California Insurance Update
As of January 1, 2025, California's minimum liability coverage increased from $15,000/$30,000/$5,000 to $30,000/$60,000/$15,000 through Senate Bill 1107 (Protect California Drivers Act).
- $30,000 bodily injury per person
- $60,000 total bodily injury per accident
- $15,000 property damage liability
Consult with an insurance professional to ensure your coverage meets or exceeds these new requirements.
What San Francisco Drivers Say About Us
"Saved over $500 on my car insurance in San Francisco! The process was quick and the customer service was excellent."
Michael R.
"Got multiple quotes instantly and found a great rate. Very happy with the service and coverage options."
Sarah T.
"As a San Francisco resident for 10+ years, this is the best insurance shopping experience I've had."
David L.
Common Questions About Car Insurance in San Francisco
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