California Car Insurance Quotes
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Key Features & Benefits
Full Coverage Options
Get comprehensive and collision coverage to protect your vehicle against all types of damage.
Lowest Rates Guaranteed
We compare rates from 30+ top insurers to find you the best price in California.
Fast Online Quotes
Get quotes in minutes, not hours. Our process is quick, easy, and hassle-free.
California Expertise
Our local experts understand California's unique insurance requirements and regulations.
California Car Insurance Requirements
California law requires all drivers to carry minimum liability insurance to legally drive. Understanding these requirements is essential for all California drivers.
Bodily Injury Liability
$30,000 per person / $60,000 per accident
Property Damage Liability
$15,000 per accident
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Recommended Coverage
While California's minimum requirements provide basic protection, we recommend these higher limits for better coverage:
- Bodily Injury Liability: $100,000 per person / $300,000 per accident
- Property Damage Liability: $50,000 per accident
- Uninsured/Underinsured Motorist: $100,000 per person / $300,000 per accident
- Comprehensive & Collision: With $500-$1,000 deductibles
California Car Insurance Coverage Types
Understanding the different types of coverage available helps you build the right protection plan for your needs and budget.
Liability Coverage
Covers injuries and damage to others when you're at fault in an accident. This is the minimum required coverage in California.
- •Bodily injury liability
- •Property damage liability
Full Coverage
Protects your vehicle against various types of damage, regardless of who is at fault in an accident.
- •Comprehensive coverage
- •Collision coverage
Additional Protections
Enhance your policy with these optional coverages for complete protection on California roads.
- •Uninsured/underinsured motorist
- •Medical payments
- •Roadside assistance
- •Rental car reimbursement
Why Choose QuoteMoto for Car Insurance?
Fast & Easy Process
Get quotes from multiple insurers in minutes, not hours. Our process is streamlined and user-friendly.
Save Time & Money
Compare multiple quotes at once instead of visiting different websites. Average savings of $427 per year.
Licensed & Trusted
We're licensed in California and have helped over 1 million drivers find affordable coverage.
Ready to Save on Car Insurance?
Getting affordable car insurance in California has never been easier. With QuoteMoto, you can compare rates from top insurers and find the best coverage for your needs.
- Compare quotes from 30+ top insurers
- Save up to $500 annually on your premium
- Get customized coverage recommendations
- Expert help every step of the way
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Frequently Asked Questions
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